Pretty simple situation. I opened a Roth IRA a little over 4 years ago, andI have contributed around 10k to it.. I haven't taken any withdrawals in the past, I haven't over contributed. This last year I withdrew 100% of my contributions up to that point. No earnings. I know this because literally went through that activity and added up each and every contribution to know the exact amount. My brokerage sent the 1099-R with the 'taxable amount not determined' box checked and code J in Box 7. I talked to the brokerage and their answer makes sense to me. Its technically not a qualified distribution, as I am under 59 1/2, and the withdrawl wasn't for one of the allowed uses. That is all they look at to determine J. However its also not taxable because it was contributions only, hence Box 2a being checked. They said they tax filing of the form is not up to them. Again, this makes sense to me. However I cannot find a way on TurboTax to state that these were contributions. The basis of contributions at the END of 2021 (as asked) is $0.
Does anyone know how I can specify the basis at the BEGINNING of 2021, so it can determine that the 1099-R funds should not be taxed again?
Thanks
