@dmertz I have a similar situation I am trying to work thru now. In 2018 I contributed $500 to my RothIRA. I was phased out and should have not contributed anything. I removed the $500 in 2022 (actually $395 because I lost on the investments I made with the $500). Now that the 2018 contributions are removed how do I proceed? Do I need to amend my 2018-2020 taxes? I have not done my 2021 taxes yet. How to I claim the 6% penalty. Thanks, Ross
