I am 40 years old and I just opened SEP IRA and ROTH IRA. I contributed $6000 for 2021Roth IRA and $6000 for 2022 Roth IRA. Could I contribute to SEP IRA (2022). I am self employee ( I have a LLC) with no employee. My gross income last year $23000 ( net income is about $10000) . This year my income from 1099 will rapid decrease because one of my workplace decided to pay with W2 with no retirement plan. What should I do and prepare for next year tax ?
