The $19,5000 is the limit you can contribute to a 401k plan through your employer, while The $6,000 max applies to IRAs. If you contributed $10,000 to IRAs you are over the limit.
The annual contribution limit for 2019, 2020, 2021, and 2022 is $6,000, or $7,000 if you're age 50 or older. Your Roth IRA contributions may also be limited based on your filing status and income. See IRA Contribution Limits.
Deferral limits for 401(k) plans The limit on employee elective deferrals (for traditional and safe harbor plans) is $19,500 in 2021.
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