Retirement tax questions

To KrisD15:

Thank you for your input, and sorry for the delay in responding, but this is the first I got back to working on this.

The issue is the withdrawal was made on 12/28/21, via a check sent from the 529 administrator directly to the college, but by the time the college received and applied it, it was 1/6/22. So that is why the payment for the 2022 semester is not recorded on the 1099-T for 2021. And thus why the 1099-Q amounts don't match the 1099_T amounts.

The suggestion for clarifying on the 1099-T the year for the expenses is appreciated. I will make that adjustment. Thanks for that!

In the future, I will make sure the withdrawal and expenses match up per calendar year.

Thanks again for your time in responding!