Well, sure, that's simple and obvious. The unwritten question is whether TT reports this detail to the IRS, which already has other documentation to compare with, not to mention previous years. If not, then the answer doesn't have to be accurate.
However, if it DOES go to the IRS, the situation is more subtle. If both RMDs are reported to be 5K, but the balance in each is substantially different, does that trigger something at the IRS? Or since I've previously reported my RMD accurately but this year I say it's the whole thing, and the 3yr sequence looks like 5K, 5K, 20K, am I triggering some algorithm at the IRS?
I know, who knows what triggers the IRS. I'm just trying to avoid the most obvious inconsistencies, especially when the information is irrelevant. After all, TT is STILL asking whether we have health insurance, and whether we've had it all year.
