Retirement tax questions

However remember to make it a full rollover you have to also roll the amount withheld for taxes which means digging into your own pocket to make up the difference.  Although the amount withheld will eventually be refunded on a tax return you still need to come up with that amount somehow until then.

Example ... $10K distributed and $2K sent to the IRS in withholding leaving you only $8K in your pocket.

If you only roll the $8K then you will still be taxed on the $2K of the withdrawal that wasn't put into the IRA.  So until you get the $2K refunded you need to find that amount somehow (even a credit card advance) to add  to the $8K so you technically rolled the full $10K within the 60 days allowed.