Thank you for your detailed response. But I am puzzled by something you said in first paragraph. Since he has not yet retired in 2022, it was my understanding that he is permitted to rollover the Roth 401k amount to his Roth IRA without a requirement for an RMD in 2022 for the Roth amount as long as he completes the rollover before his retirement date. Do I have that wrong?
Thanks again.
