Code T indicates there is no penalty because an exception applies. Some financial companies use code T instead of code Q when reporting such distributions on Form 1099-R, but since you know that it has been more than 5 years since the Roth IRA was established, code T gets the same tax treatment as code Q, entirely nontaxable and reported only on Form 1040 line 4a. In TurboTax, the taxable amount of this distribution is $0.
TurboTax will walk you through this. You will need TurboTax Online Deluxe and the software will walk you through the change.
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