Retirement tax questions

I hate to be the bad guy here but…it is against the law to give a commission hairstylist a 1099.  The owner of your salon is committing tax evasion.  File a form SS-8 to have the IRS look at your classification.  If you work there and are on the payroll & receive a paycheck for services you performed on a regular basis you are an employee.  The 40% she keeps is not a rent payment.  Does the owner buy supplies? Tell you what to charge for your services or collect the money in a central location?  If so you are an employee.  Let the IRS decide if you are an employee.  If you are that salo ln owner owes you back taxes they should have paid on your behalf.  Please tax professionals don’t give out incorrect info.  If the stylist paid rent then she would give the owner a 1099.  Not the other way around.