Retirement tax questions

It means a Roth IRA distribution, not subject to a early distribution penalty because the IRA owner is over age 59 1/2, disabled  or died, but the payer does no know if the 5 year holding period for the Roth has been met.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

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