Retirement tax questions

Do you have the correct taxable amount on Line 4b?

 

E-file your return, don't file on paper.

After it is ACCEPTED,
get Form 1040-X from IRS website and mail it in with your 8606, which you can also get in fillable PDF.
Note: since you are not changing any dollar amounts on your amended  tax return, you can leave all the lines 1-23 EMPTY.
The names on 8606 should be "<owner> and <your name> BENE" or Beneficiary if it fits, and your SSN.

Part III explanation: "didn't include Form 8606 with e-File".

 

You will have to mail it so this does not use up your one 1040-X e-File.


In a few months to a year, you will get an acknowledgement from the IRS.