Hi H, You need to withdraw the correct RMD immediately (have your broker check the RMD number) from what I've read (see link). I did not think the IRS would waive the huge 50% penalty, but apparently they may. Be sure to put multiple calendar reminders on your smart phone for this year's RMD. Don't wait until the last day to do it either.
You may have to provide proof of one of the excuses listed by Kiplingers. I'm not an accountant, but this would be a place to start your reading. You will probably want to pay an accountant to help with this, unless you understood what was required and forgot. "I didn't know" or "I forgot," probably won't be sufficient excuses, but you never know! It's always worth a try. https://www.kiplinger.com/article/retirement/t045-c032-s014-avoiding-the-50-penalty-on-overlooked-rm...
