JulieS
Expert Alumni

Retirement tax questions

You do not have to calculate the RMD of a pension. If it is a qualified pension, the plan has to determine the RMD and distribute that amount to the pensioner each year. 

 

When you have a 1099-R for a qualified pension, you can assume that the entire amount is the RMD and that the entire RMD was received during the year for that plan. 

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