Retirement tax questions

Attach Form 8606 to your return if required.

If you failed to attach it, you need to file form 1040-X to attach it.

 

SO

 

E-file your return, don't file on paper.

After it is ACCEPTED, 

get Form 1040-X from IRS website and mail it in with your 8606.

Note: since you are not changing any amounts on your tax return, you can leave all the lines 1-23 EMPTY. 

The names on 8606 should be  "<owner> and <your name> BENE" or Beneficiary if it fits.

In a few months to a year, you will get an acknowledgement from the IRS.

 

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