My employer terminated me 12/31/2021 but deposited my annual match in Jan 2022. I need to know if this allows me to claim I am "not covered by an employer-sponsored retirement plan" for 2022, so able to make deductible IRA contributions in 2022. Spouse still earning income in 2022 but may be too high to get T-IRA deduction. She does NOT have an employer retirement plan, I had until end of last year.
