In 2021 my only income was from a federal grant and from investments. My income was reported on 1099-G and the usual 1099-Int and 1099-Div. I had no wages, no salary. Being uniformed, I made an after-tax contribution to my traditional IRA, then did "back door" conversion to my Roth IRA. Now I learn that with no 1040 line 1 earnings, this IRA contribution is not allowed. How do I remove the excess contribution made to the IRA and converted to the Roth IRA? Thank you.
