Retirement tax questions

Massachusetts does not give you a tax deduction on traditional IRA's like you get from the federal.  You pay the tax when you put it into the IRA.

Therefore, every contribution that you made to an IRA while you lived in Massachusetts was already taxed. 

The first question is to determine how much you contributed.

The second question is to determine how much you've withdrawn, and how much is now taxable.

MA IRA Non Deduction

To post the Non-Deductible portion of Massachusetts IRA’s

1. Go to the Massachusetts return

2. Continue to the Recap Page

3. You’ve Finished Your Massachusetts Return

4. Select Adjustments

5. You will have to go through several screens.  

6. You will find:

• Taxable IRA/Keogh Distributions

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    Other contributions previously taxed by Massachusetts

    • You need to have a record of how much you contributed to the IRA in order to be able to answer the questions of how much of the IRA distribution was previously taxed.

  • Total distributions received in previous years.