I am using Turbo Tax Deluxe and just discovered that my $3,600 in Roth Contributions for 2021 (made between January to September) is considered "excess" because my married filing jointly adjusted gross income is now too high. This is the first time this has happened. Turbo Tax says I can contact my fund manager and have this excess withdrawn (plus earnings) before April 15th to avoid the penalty. However, I am 66 and actually withdrew way more than $3,600 from this Roth IRA account in for the first time in 2021 in October. Can this count as correcting this mistake or do I need to still withdraw this $3,600 (plus earnings) to correct this situation? Thank you. JEK66
