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Retirement tax questions
"8889-T and 8889-S OR 5329-T or a 5329-S."
The 8889-T and -S report your HSA activity. You don't receive them; they are generated automatically (well, the 8889-T is, the 8889-S is generated only for your spouse).
Ditto with the 5329-T and -S - they are generated automatically by TurboTax if you have one of a variety of conditions in which you owe penalties of one sort or another. In this case, when you indicated that you would carry over the excess, this would have triggered the 5329-T because the carryover is penalized at 6%.
So you would not have received any of these forms...but at the very least, entering any HSA data would have created the 8889-T.
So, what happened when you did the last sequence of things I asked you to do: the huge excess value on on your W-2 in box 12 with a code of W?
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