@Anonymous wrote:
I see. That makes sense. I'll contact my custodian to see what they can do. In terms of not treating this as a conversion and instead as a contribution. Thanks for your help.
You might have a problem though. Many (maybe most) IRA custodians that answer the phone have little of no knowledge of tax law for these situations. It can be a real hassle to escalate to a knowledgeable person. Good luck.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
