joemurf
New Member

Retirement tax questions

I have a 401k CD with a bank.

Due to COVID, no RMD for 2020 was issued.

So I did not have to declare RMD Income in 2021 tax return.

On 12/31/21, RMD was paid out to me.

The bank has issued ONLY a 5498, NO 1099-R. (The 5498 is dated 2020)

How do I report the RMD as Income on my 2021 Tax Return??