@Sabber321 wrote:
So it would'nt have mattered if I had worked the whole year, I could have gone on social security half way through the year and continued on working and just counted it as part of my income and than quit at the end of the year that way i wouldnt be subject to my social securty being reduced the next following year for going over their limit they have set does this sound right
I don't know if your situation is the same as the original poster, which was more than 2 years ago.
There are two items that some people get confused.
1. Social security benefits are always taxable, no matter your age, if your non-social security income meets the threshold for taxing of benefits. See here.
https://www.irs.gov/newsroom/dont-forget-social-security-benefits-may-be-taxable
2. The Social Security Administration (not the IRS) will reduce your benefit if you work after declaring retirement, unless you are over your full retirement age. You will also pay social security on your job income, no matter your age. However, by paying more into the system, you may increase your future benefits.
If you declared in June, and kept working until December, then whether or not the Social Security Administration will reduce your benefit depends on your age. If you are not full retirement age, you should have either waited to declare until you stopped working, or stopped working when you declared. If you are full retirement age, the Social Security Administration should not reduce your benefits no matter how much you work after declaring.
https://faq.ssa.gov/en-US/Topic/article/KA-01921
