Hi Opus 17,
Or you meant my beneficiaries must pay income tax for withdrawing the earning of the Roth Conversion portion which occurs between 2018 and 2022 no matter when they withdraw. It could be 2032 they withdraw all at once, they still need to pay income tax for the earning of that Roth Conversion portion between 2018 and 2022. I don't know the answer. Shed the light again?
Thanks,
Maureen
