Your problem is the previous question: "What kind of High Deductible Health Plan did (name) have on December 1, 2020?".
This question applies only to taxpayers who (1) had an HSA in 2020, and (2) made contributions to it in 2020 (or in 2021 for 2020).
Otherwise, this question doesn't apply to you.
If your wife did not have an HSA in 2020 (I assume the HSA is yours) nor even if she did, that she did not contribute to it for 2020, then the right answer for her for that previous question is NONE (not Family nor Self-only).
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