My wife has 3 different IRA accounts. - for tax year 2021 she was 73 - It is our understanding that was not required to make RMD from all accounts - we have only taken RMDs out 2 of the accounts. In the mail this week received a letter from one of the accounts that made reference to a required RMD by 31 Dec, 2022 - "Since you will attain at least age 72 in 2022, you are required to take your first RMD by April, 2023 and a second RMD in the same tax year."
If for tax year 2021 there is a requirement to take an RMD from each account and the action is taken this year to have an RMD from the account that we didn't how does that get calculated for my tax year 2021?
