TaxiQs
New Member

Retirement tax questions

My husband passed away and I rolled his IRA into mine and we both had after tax basis. He had taken distributions prior to his death. Can I use all of his after tax basis with regard to his distributions in the current filing for 2021 or am I required to combine our after tax basis amounts for my distributions in 2021? It saves a significant amount if I use all his basis in 2021 against his distributions.