@lt_usa wrote:
Thank you to both Opus 17 and DianeW777 for your answers.
That is what I thought, but I saw references I found never specifically mentioned Rollover IRAs and that made me wonder. Especially since, when I did my 2019 conversion of some of a Rollover IRA to the Roth IRA, Broker 1 did not send F5498 for the Rollover IRA (from 401K) that was used in the conversion. Broker 1 send me F5498 did for the post-tax traditional IRA and for the Roth IRA showing the incoming conversion amount from the Rollover IRA (which they did not send an F5498 for). I had to go to my accounts online that year and look up those year end 12/31/2019 balances. I'll have to call Broker 1 and ask them there logic. By the way, Broker1 is one of the largest mutual fund firms.
It's unclear what you are asking for and why you are asking about your balance at the end of 2019.
If you are withdrawing money from an IRA (or doing a Roth conversion), and one or more of your traditional IRA accounts has a non-deductible basis, then you need to know the non-deductible basis and your total year-end balance of traditional IRAs. If you aren't doing a withdrawal, you don't need those facts.
The rollover from a pre-tax 401(k) to a traditional IRA doesn't really need a tax form and isn't a taxable event. Then, if you convert some of that traditional IRA to a Roth IRA, and you have a non-deductible basis in any IRA account, you have to account for that on form 8606 which needs the non-deductible basis and the account values. If you had a non-deductible basis in 2019, that should have been reported on your 2019 return form 8606, which will also give you your remaining non-deductible basis. It's not clear why you need your 2019 numbers now unless you are trying to correct your 2019 tax return.
