@brunele86 wrote:
To clarify regarding the match - I mispoke. That is correct. The match went into my traditional 401K account, not the Roth 401k account.
Perfect.
As I said, if you rollover your Roth 401(k) to a Roth IRA, the money will be tracked as a "rollover" by the custodian. It does not count as a contribution toward your annual contribution maximum. And when you withdraw money, the ordering rules say you withdraw contributions first, rollovers second, and earnings last. The Roth IRA custodian does not have to keep track of whether the Roth 401(k) funds were contributions or earnings.
