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Is the birth of a child exception for early withdrawal of IRA/401k plan still in effect and if so how would that work withdrawing in 2022 being unemployed? Waiver of 10%?
			
				
					
					
						Also, I have a 401k as well as a rollover IRA. My 401k has less than $2000. I believe that it has to be a total of only $5000 only for the birth of child exception early withdrawal to count. Can I withdraw what I have from 401k and then remainder of what I can withdraw from my IRA or should I just withdraw the full $5000 from my IRA only?
					
				
			
			
				
			
			
			
			
			
			
			
		
		
		
	
	
	
		
			
				
						
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		‎January 3, 2022
	
		
		11:15 PM