I never heard of this rule, but what do I know.
@Bsch4477
your analysis makes no sense.
If you are going to roll over, that's exactly when you don't want to have tax withheld.
@ligneous-gasp-di
If you are over age 72, you probably do want to have tax withheld to
a) avoid underwithholding penalty, and
b) ensure your tax is paid.
some custodians insist on a minimum percentage to be withheld.
You just have to contact the custodian to find out their particular rules for Federal and State.
