Thanks for the replies. I am qualified to make contributions as I do not exceed the maximum income limit and have not made any IRA contributions for the year. Pre-tax pay check contributions to a TIRA makes sense but how will I be able to make sure I get the post tax contributions back correctly? If I get a refund on the taxes I paid how will the tax software know how much? Is there a separate form? The main reason I want to do the TIRA is for the AGI reduction. If for some reason I cant get it I should just go with a Roth and same some headache.
