@Opus 17 Oops, I did actually mean "direct deposit" and not "payroll deduction." We both have payroll deductions to our pre-tax workplace plans (a 403b for me and a 401k for her) and both had $500/month direct deposit to our private Roth IRAs before putting a stop to those early this year. Thanks for the extra attention - very much appreciated. I'll update my original post to fix the language.
