Be careful @DKEBeck88 and @macuser_22
The taxpayer here said "automatic payroll deductions."
It is very important to understand that qualified workplace plans (401k, 403b, etc.) are NOT IRAs, even though they have similar purposes. They have different contribution limits, different income limits, and different rollover rules.
If by "automatic payroll deduction" you mean you set up a direct deposit of part of your paycheck to a bank that was holding a private IRA for you, then @macuser_22 's comments are correct. However, if you were contributing to a Roth option account within a qualified workplace retirement plan, then we have to start from scratch.
