You can’t deposit the money into the Roth in any special way. Once you put the check in your bank account it becomes mixed with all your other money, and if you want to use some of your money to make a Roth contribution, and if you meet all the requirements, you can do that.
Its possible that the settlement agent should have deposited the money directly in the Roth account for you and that it should not count as a contribution. This is a complicated area and I don’t know all the rules.
Exactly what was the settlement for? What did the company do that was alleged to have been wrong that resulted in a settlement?
