Retirement tax questions

Hum, interesting. Well, I think I'm going to go with what the IRS agent suggested I do, if for no other reason than I'll have a pretty easy time explaining why I did it if that comes up (I did record the agent's identification number).

 

Thanks for all your help. I probably won't update with a play-by-play, but I'll try to update this thread if something big happens in this case, and I'll do my best to come back here next fall to update if nothing happened.