@Bethr1000
There are 2 ways to bump your benefit.
For the age-based benefit, the longer you wait to take Social Security, the higher the payout will be, except that your maximum payout is at age 70. Delaying claiming social security after age 70 will not increase your benefit.
For the income-based calculation, your benefit is always based on your 35 highest earning years. Any time that you work (even after age 70 or after you have started taking social security) if you earn enough to knock out a low year and replace it with a new higher year, your benefit should be recalculated and increase.
