Hi Gabe,
It is correct that you can begin claiming social security at age 62.
However, the longer that you delay drawing your social security income the higher the monthly benefit you will receive. If you start withdrawing at age 62, then your monthly payout could be permanently reduced by up to 30%.
In addition, even if you are still working part-time, the additional wage income could result in more of your social security payouts being subject to income tax.
So if you do not need the income at this stage, it is better to delay so that you get better monthly income in the future.
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