I'm just a Forum Member, not a professional.
Your tax liability will depend on the level of income you have from different sources (W2, Long Term Capital Gains, HSA, Reverse Mortgage, etc) Some of these income sources are Taxed, others are not. For specifics to your situation, consult a licensed CPA or do what I do...consult with Turbo Tax CPA's well in Jan, June and December.
