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If a worker receiving Social Security benefits has not reached full retirement age by the end of 2021, benefits are reduced by $1 for each $2 earned above $18,960 during 2021.
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Sometimes people younger than full retirement age retire in the middle of the year and have already earned more than the yearly earnings limit. There is a special rule that applies to earnings for one year, usually the first year of retirement. Under this rule, you can get a full Social Security benefit for any whole month you are retired, regardless of your yearly earnings.
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Depending on your birth year, full retirement age differs.
To find your full retirement age:
https://www.ssa.gov/benefits/retirement/planner/ageincrease.html
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