@Jparker33 wrote:
Please note my intervening post-my ex-spouse avoided this, because she turned 67 in 2020.
Then she benefits from the way the system was set up. There's no fault in following the rules to the maximum benefit. If the rules were bad or poorly thought out, that's the fault of the rulemaker, not the person who follows them. And it does seem Congress has eliminated this provision for the future. It would probably have been seen as unfair if Congress changed the rules for everyone, even people who were close to retirement and had made their plans based on the old rules. Hence the 1954 cutoff date.
