Chuck,
There are several important and unique issues that must be considered for anyone that has recently lost their spouse or ex-spouse, before filing a claim to collect Social Security benefits.
- Eligibility and age considerations
- Length of marriage rules
- Age that benefits can be collected by the survivor
- Surviving spouse vs. surviving ex-spouse implications
- Impact of a remarriage
- Impact of having children
- Impact of a disability
All of this information is relevant before the question can be answered correctly.
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