drc845443
Employee Tax Expert

Retirement tax questions

If your spouse starts collecting at 62, with the intention to switch to a spousal benefit at full retirement age - it is possible only if you are not yet receiving retirement benefits. If she is collecting benefits and you are also collecting benefits, she loses the choice to wait and switch.

Your spouse can start collecting social security now on her work record at age 62, and then switch to survivor benefit at full retirement age.

 

 

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