@rajatbhatt wrote:
what are the implications for inheritance of the individual roth? do the heirs pay tax on the inherited roth ?
Distributions from an inherited Roth IRA are tax free to the named beneficiaries of the Roth IRA but must be totally distributed withing 10 years of death, unless the heir is the spouse of the deceased, then the spouse can treat it as their own IRA if transferred the the spouses own account, then there are no restrictions.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
