Hi @macuser_22 , in the case where I believe my income might be too high and I shouldn't have been allowed to contribute to the Roth IRA this year originally, am I allowed to treat this as a recharacterization? I am to fill out only 1 of the 2 different forms (recharacterization vs. removal of excess).
Based off your response, if it's a recharacterization and they move the earnings along with the original contribution to the traditional IRA, does that mean the earnings will not count towards the $6K limit?
Thanks in advance!
