OK, note to self and anyone who happens across this post - - AVOID PRIOR YEAR CONTRIBUTIONS TO A TRAD IF YOU PLAN TO BACKDOOR TO ROTH.
Thanks for the clarification and follow up MacUser! I get it now.
I will say, and this is no knock on you.. As u don't make the rules.. But this is bonkers! From my perspective if the IRS is going to allow for prior year contributions they should account for it in their process for the same tax year. I'm not exactly excited about amending 2019 just to have a number populate in 2020. Sorry, venting, THX!
