Agree with JLP1976 and Macuser_22 that the second half of the TT screen did not display when I completed my 2019 tax return on the 2019 CD/download version of TT. Future users will appreciate a software fix.
I started this thread while working on my 2019 tax return. (The RMD was required in that pre-pandemic tax year.) I inherited my father's 401K, collected the RMD (a taxable fraction of the total 401K), and rolled the balance into a tax-deferred "Inherited IRA" with a licensed financial planner. I received separate 1099-R forms for the RMD and the roll-over balance. TT entry for the RMD 1099-R was clear, but entry choices for the rollover 1099-R were confusing and incomplete. I had to monkey with the forms behind the scenes, and it took me hours of research and trial to figure out what TT should have led me through with the right labels and choices.
Each year I will receive the RMD and pay taxes on that amount. It was only in the 2019 tax year that I needed TT to give me clear interview steps for recognizing the tax-deferred roll-over. I guess Dawn and others have said it comes down to the codes, but TT didn't guide me in a way that fit the non-spouse inherited retirement money situation.
(As a side lesson for families: try to avoid roll-overs in your base year for college financial aid applications. In 2013 my husband rolled his 401K into an IRA because his employer was eliminating the 401k plan. Even when the money moves from one retirement account to another (didn't even touch our hands), it gets entered on 1040 lines that are picked up as income on the FAFSA (fin aid app for college) and it looked like we had more income than we did. Ouch!)
