There were RMD distributions in 2020 as I took one in January 2020, however, the IRS allowed those who took the RMD to rollover the RMD distribution into the same IRA or another IRA without penalty if you wanted to do that. In my case since the tax was already paid with the RMD distribution, I did a rollover and then took money out of my savings account in the same amount and placed it into a ROTH.
