I didn't take the RMD for $2020 and made no other withdrawals for any purpose. So how do I answer the question "Was this withdrawal an RMD" since I made no withdrawal?? Also What did I do with the money- I didn't do anything with it!! As I understand it leaving the money alone is not a "rollover" so how do I answer the rollover question?? I'm very confused. Will I have to pay the full tax on the gross distribution (retirement account) or treat it as a full rollover in which case I pay nothing? Thank you.
