I contributed to my Roth IRA in 2019 before filing my 2019 return in 2020. The excess contribution was withdrawn in 2020 together with gains before I filed my 2019 returns, which showed zero contributions. I received a 1099-R for 2020 from Fidelity and included it in my 2020 tax returns. Do I still have to amend my 2019 tax returns?
